July 4th Safety Tips

June 14, 2013

54555Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts:

In 2011 over 9,000 people went to the emergency room as a result of fireworks related injuries. There was an estimated 15,500 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $36 million in direct property damage.

Injuries by Fireworks Type (US department of Health & Safety)

  • 17%: Sparklers
  • 14%: Reloadable Shells
  • 13%: Firecrackers
  •   7%: Roman Candles
  •   6%: Bottle Rockets
  •   6%: Novelties
  •   2%: Multiple Tubes
  •   1%: Fountains

Fireworks Safety Tips

  • Buy fireworks only from licensed vendors
  • Never combine fireworks
  • Obey all local laws
  • Never have any portion of your body directly over a firework while lighting
  • Follow directions
  • Never relight a firework
  • Don’t smoke or drink while lighting fireworks
  • Soak used fireworks in water before placing in trash
  • Make sure there is parental supervision
  • Never experiment with homemade fireworks
  • Use fireworks outdoors, in a safe area away from dry grass and buildings
  • Keep a fire extinguisher, bucket of water, wet towels and a garden hose nearby
  • Light one firework at a time – then move back quickly!
  • Never shoot fireworks from metal or glass containers
  • Never carry fireworks in your pocket
  • Never point or throw fireworks at people or animals
  • Clean up all used fireworks including debris
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Can you recall all the items in your dresser or cupboard? For most of us the answer is no. You never know when a home disaster, like a fire or a flood, will strike, so be prepared by having all your belongings documented. Developing a home inventory is a comprehensive way to account for your personal property.

To create your home inventory list, go through each room of your house to write and/or take photos of its contents. You want to list large and expensive items individually (like appliances, jewelry and furniture) and group together smaller items in sets (like books, toys, or linens).  Don’t forget to include items stored in your basement, attic, garage, or shed.

If you have a larger home, or a lot of belongings, starting a home inventory list may seem overwhelming. Try breaking the project into several, smaller tasks. For example, inventory just one room a day or one category of items (furniture, for example) at a time.

There is a good web based program that can help you manage the process. See below:

https://www.knowyourstuff.org/iii/viewOnlyNoLogin.html?page=front_take

 

Driving on Highway

According to the Insurance Institute for Highway Safety, teenagers are four times more likely to get into an auto accident than older drivers. Simply put, experience on the road makes a difference. Teenagers lack experience and are often overconfident when driving. However, students enrolled in a driver’s education course can gain the experience and respect for the road that can make them safer drivers. We came up with five benefits and advantages for your teen to been involved in driver’s education.

Advantages of driver’s education for teen drivers:

  1. Provides teens with better understanding of traffic rules and laws. Teens will learn the basic rules of the road from both class time teaching and actual road driving experience. In a driver’s education course situation, your teen will be required to demonstrate their knowledge and driving skill prior to taking the driving test.
  2. Some states require it. Some states now require new and/or teen drivers to take part in a driver’s education course before a driving permit or license can be issued.
  3. Your Teen will have more confidence. Having more time behind the wheel combined with classroom training makes teens more confident about their abilities as a driver.  Driver’s education also helps teens understand safety guidelines as well as defensive driving.
  4. Save money with lower premiums. Teen drivers with documented drivers training certificates do have lower premiums.
  5. Safety tips from experienced drivers. Having a trained professional educate teens on driver safety is invaluable. Trainers are kept up to date on the newest regulations and driver’s safety tips.

Driver’s education courses continue to be the best way for new drivers to ease into the responsibility of becoming a motorist. Essential Insurance Concepts, Inc. has many good markets for teen drivers, contact us today.